Key figure overview
Gross written premium (GWP) distribution by product in 2024
Gross written premium (GWP) development in MNOK:
Americas
EMEA
Asia & Oceania
Segment distribution in 2024
Combined ratio
Target: <91%
Americas
EMEA
Asia & Oceania
Solvency capital ratio
Target: >150%
Americas
EMEA
Asia & Oceania
Shareholders
Top shareholders
Capital %
Account type
AWC AS
19.95
%
-
16 461 312
shares
Ordinary
Jun 30, 2025
STENSHAGEN INVEST AS
9.12
%
-
7 526 353
shares
Ordinary
Jun 30, 2025
CITIBANK (SWITZERLAND) AG
5.4
%
-
4 456 162
shares
Nominee
Jun 30, 2025
VERDIPAPIRFOND ODIN NORDEN
3.83
%
-
3 156 885
shares
Ordinary
Jun 30, 2025
VERDIPAPIRFONDET ALFRED BERG GAMBA
2.6
%
-
2 145 948
shares
Ordinary
Jun 30, 2025
LOMBARD INT ASSURANCE S.A.
2.15
%
-
1 775 000
shares
Ordinary
Jun 30, 2025
STATE STREET BANK AND TRUST COMP
1.99
%
-
1 641 677
shares
Nominee
Jun 30, 2025
MP PENSJON PK
1.79
%
-
1 475 083
shares
Ordinary
Jun 30, 2025
Source: The Norwegian Central Securities Depository (VPS) shareholder register
Shareholder country distribution
Country
‍
Sweden
United States
United Kingdom
Other
Capital
‍
76.07%
9.07%
2.10%
12.76%
Num. of known owners
10 741
40
24
Latest quarter KPI's
UK
NOKm
Gross premium written
Insurance revenues
Insurance service result
Loss ratio, gross
Net reinsurance ratio
Loss ratio, net of reinsurance
Cost ratio
Whereof commissions to brokes and agents
Combined ratio
Earnings per share, SEK
5.47
3.07
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
UK
Q1 25
Q1 24
475
429
1 386
1 107
282
196
58.8%
61.2%
10.6%
8.9%
69.4%
70.2%
10.2%
12.1%
4.2%
5.0%
79.6%
82.3%
Earnings per share, SEK
5.47
3.07
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
Sweden
Q1 25
Q1 24
1 620
1 499
742
713
86
29
73.6%
83.9%
0.4%
-0.9%
74.0%
83.1%
14.4%
12.8%
8.0%
7.3%
88.4%
95.9%
Earnings per share, SEK
5.47
3.07
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
Norway
Q1 25
Q1 24
1 580
1 349
616
429
73
1 107
79.6%
196
1.0%
61.2%
80.6%
8.9%
7.6%
6.7%
2.5%
1.9%
88.2%
100.5%
Earnings per share, SEK
5.47
3.07
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
Denmark
Q1 25
Q1 24
1 297
1 152
439
382
56
18
71.9%
84.0%
9.2%
3.9%
81.1%
87.9%
6.2%
7.4%
0.3%
0.0%
79.6%
95.3%
Earnings per share, SEK
5.47
3.07
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
Earnings per share, SEK
5.47
3.07
France
Q1 25
Q1 24
298
72
-38
117.2%
8.2%
125.4
28.1%
4.2%
79.6%
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
Protector
Q1 25
Q1 24
5 271
4 430
3 255
2 735
458
240
69.1%
76.4%
6.2%
4.2%
75.4%
80.6%
10.5%
10.6%
4.3%
4.3%
85.9%
91.2%
Earnings per share, SEK
5.47
3.07
Shareholders’ equity per share, SEK
68.47
61.75
Share price on closing day, SEK
489
330
Market cap on closing day, SEK M
15,403
10,379
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